Keeping your home’s systems and appliances in good shape can be tough. Choice Home Warranty offers a wide range of home warranty coverage. This helps protect homeowners from unexpected repair costs.
With over 8,000,000 service requests handled, they’ve helped more than 2,400,000 homes across the USA. This makes them a top choice for home warranty protection.
Dealing with home maintenance issues gets easier with a good home warranty plan. Choice Home Warranty is known for its large network of over 25,000 contractors. They ensure quick and professional service when you need it most.
They were recognized by Reviews.com for customer satisfaction in October 2019. This home warranty choice offers peace of mind with its protection plans. Plus, homeowners get the first month free with their single payment warranty plan. It’s a great option for protecting your property.
Key Takeaways
- Covers over 2.4 million homes nationwide
- Network of 25,000+ professional contractors
- First month of coverage free
- Thousands of 5-star customer ratings
- Available in most U.S. states
- Quick response time for service requests
- Competitive pricing options
Understanding Home Warranty Protection Basics
Home warranty plans are a safety net for homeowners. They cover unexpected repair and replacement costs. These plans protect major home systems and appliances, helping manage unexpected expenses.
Providers design these plans to cover wear and tear on essential home parts. Home insurance doesn’t cover these. Home warranty plans focus on mechanical breakdowns of systems and appliances.
What is a Home Warranty Service Contract?
A home warranty service contract is a protection plan. It covers repair or replacement of major home systems and appliances. These contracts are usually valid for one year and help manage unexpected repair costs.
- Covers major home systems like HVAC, electrical, and plumbing
- Includes kitchen and laundry appliances
- Provides financial protection against unexpected breakdowns
Difference Between Home Warranty and Home Insurance
Home insurance protects against structural damage and theft. Home warranty plans focus on mechanical failure of home systems and appliances. Knowing this helps homeowners choose the right protection.
| Home Insurance | Home Warranty |
|---|---|
| Covers structural damage | Covers system and appliance repairs |
| Protects against external events | Addresses mechanical wear and tear |
| Typically mandatory for mortgages | Optional additional protection |
Key Protection Features
Home warranty plans offer comprehensive coverage with key benefits:
- Annual coverage for major home systems
- Service call fees averaging $100
- Maximum liability of $3,000 per covered item
- 30-day waiting period before coverage begins
Choosing the right home warranty plan gives homeowners peace of mind. It also offers financial protection for unexpected repairs.
Home Warranty Choice Home Warranty Coverage Options
Home warranty choice home warranty offers flexible protection plans for homeowners. These plans help protect your most valuable investments. They can also lower the cost of unexpected repairs and replacements for key home systems and appliances.
Choice Home Warranty has two main coverage levels to fit different homeowner needs:
- Basic Plan: Covers most critical home systems and appliances
- Total Plan: Expanded protection with additional coverage options
Homeowners can choose from various coverage options for their homes. They can pick plans that fit their needs and budget.
| Plan Type | Monthly Cost | Key Coverage |
|---|---|---|
| Basic Plan | $37.34 | Essential systems and major appliances |
| Total Plan | $44.00 | Expanded coverage including additional appliances |
Customers can also add extra coverage to their plans. This includes:
- Pool systems
- Spa equipment
- Well pumps
- Central vacuum systems
- Additional refrigerators
With a service fee of $85 and coverage limits up to $3,000 per item, homeowners can avoid unexpected repair costs. This gives them peace of mind.
Comprehensive Protection Plans and Pricing
Choosing a home warranty plan can be tricky, but Choice Home Warranty makes it easier. It’s important to know the costs to protect your home well.
Choice Home Warranty has plans for every homeowner. Their prices are good for covering many home systems and appliances.
Basic Plan Coverage Details
The Basic Plan is affordable and covers the basics. It includes:
- Monthly costs ranging from $35 to $45
- Coverage for 14 critical home appliances and systems
- Standard service call fee of $100 per claim
Total Plan Benefits
The Total Plan offers more than the Basic Plan. It includes:
- Annual costs between $600 to $720
- Additional coverage for air conditioning systems
- Protection for refrigerators and clothes washers/dryers
Optional Coverage Add-ons
Choose add-ons to fit your needs:
| Add-on Coverage | Monthly Cost | Key Protection |
|---|---|---|
| Well Pump | $8-$12 | Water supply system protection |
| Septic System | $10-$15 | Comprehensive waste management coverage |
| Second Refrigerator | $4-$7 | Additional appliance protection |
Choice Home Warranty’s plans are flexible. They help homeowners find the right protection for their budget and needs. Getting a home warranty plan gives you peace of mind and protects your wallet from surprise repair costs.
Systems and Appliances Protected Under Coverage
A good home appliance warranty is key for homeowners. It shields them from high repair and replacement costs. Choice Home Warranty covers important home systems and appliances, giving homeowners peace of mind.
The warranty includes many essential home parts. Homeowners get protection for several key areas:
- Kitchen Appliances
- Refrigerator
- Dishwasher
- Built-in microwave
- Oven and stove
- Garbage disposal
- Home Systems
- Heating systems
- Electrical systems
- Plumbing networks
- Ductwork
- Water heaters
Our warranty also covers more items to save homeowners money. It includes things like ceiling fans and garage door openers. This gives full protection against system failures.
| Coverage Category | Specific Items Protected |
|---|---|
| Kitchen Systems | Refrigerator, Dishwasher, Range, Microwave |
| Electrical Systems | Wiring, Panels, Outlets, Switches |
| Mechanical Systems | Exhaust Fans, Ceiling Fans, Garage Door Opener |
Protect your home’s critical systems and enjoy worry-free homeownership with a complete home warranty plan.
Statistically, homeowners spend an average of $900 annually on home system repairs, making a home warranty a smart financial choice.
Service Request Process and Claims Handling
Dealing with home warranty claims is easy with Choice Home Warranty. They have a detailed service process. This ensures homeowners get quick and effective help when systems or appliances fail.
Homeowners can start a service request in several ways. The company makes it easy to handle repair or replacement needs.
24/7 Customer Support
Choice Home Warranty knows that system failures can happen anytime. Their customer support is always ready. Homeowners can:
- Submit home warranty claims at any hour
- Track service request status
- Speak with knowledgeable support representatives
Professional Contractor Network
The company has a large network of skilled technicians. They are experts in various home systems and appliances. Key features of their network include:
- Rapid response times
- Certified and licensed professionals
- Guaranteed workmanship
Service Call Fee Structure
It’s important for homeowners to know the costs of claims. Choice Home Warranty has a clear fee structure:
- Standard service call fee: $100 per claim
- Payable directly to the technician
- Applies to each service request
Choice Home Warranty aims to make customers happy. They ensure that home systems and appliances get the right attention when problems arise.
Coverage Limits and Policy Terms
Knowing what home warranty plans cover is key for homeowners. Choice Home Warranty has clear policy terms. These terms explain what’s covered and how much you might get back.
Here are some important coverage limits:
- Annual Maximum Payout: $3,000 per covered item in a year
- Roof leak coverage is capped at $500
- Well pump access and repair are limited to $500
- Septic tank pumping can cost up to $250 per term
The policy terms also highlight important points for homeowners:
- Coverage starts 30 days after you get the agreement fee
- You must make service requests during the agreement term
- Workmanship is guaranteed for 90 days on parts and 60 days on labor
- There’s a possible $50 fee for cancellations
When picking a home warranty, it’s vital to look at these limits. The policy terms are clear about what you might pay out of pocket. They also show what protection you get for your home’s systems and appliances.
Protect your home with complete coverage for peace of mind and financial safety.
Homeowners can tailor their coverage to fit their needs. You can adjust protection levels and add extra coverage for more security.
Benefits for Home Buyers and Sellers
Home warranties offer key protection during real estate deals. They bring big benefits to both buyers and sellers. Adding a home warranty can make selling homes smoother and more appealing.
Real estate pros see how home warranties make a big difference. Homes with warranties tend to sell better:
- Sell for an average of $2,300 more
- Close 11 days faster than homes without warranties
- Attract more buyers
Real Estate Transaction Protection
Home warranties give sellers peace of mind. They can list their homes without worry about repair issues. Buyers get quick protection against system and appliance failures, easing financial worries.
Property Value Enhancement
A home warranty is a great marketing tool. It offers a 100% transferable service contract. This helps sellers stand out in tough markets. Buyers feel secure knowing major systems are covered.
Peace of Mind Guarantee
The main perk of home warranties is the reassurance they offer. With 24/7 service and low call fees, homeowners can relax. They know unexpected repairs won’t break the bank.
| Warranty Benefit | Buyer Impact | Seller Impact |
|---|---|---|
| Transaction Speed | Faster Closing | Reduced Sale Complications |
| Financial Protection | Reduced Repair Costs | Increased Property Attractiveness |
| Service Coverage | Immediate System Protection | Confident Sales Process |
Now, about 80 percent of home sales include warranties. This protection is now a key part of real estate deals.
Cost-Saving Advantages of Home Warranty Plans
Managing home maintenance costs can be tough for homeowners. Home warranty plans help manage unexpected repair costs. These plans cost between $350 and $500 a year. They offer a cost-effective way to protect your home’s key systems and appliances.
Think about the savings when major home systems need fixing or replacing. For example, replacing a central air conditioning unit can cost around $5,200. This makes the $500 a year for a warranty seem like a great deal. Homeowners who plan ahead know that these plans can save a lot of money on unexpected repairs.
- Average annual home warranty costs: $350-$500
- Potential savings on major system replacements: Up to $5,000+
- Typical service call fees: $75-$125 per incident
Most home warranty plans cover important home systems and appliances. These include:
- Plumbing systems
- Electrical systems
- Heating and cooling equipment
- Major kitchen appliances
Home warranty plans offer more than just immediate repair savings. A Forbes survey found that 67% of homeowners think these plans are worth it. With 64% of homeowners facing two to three repairs a year, these plans help manage costs and give peace of mind.
Strategic homeowners protect their investments through home warranty plans.
When looking at home warranty costs, compare them to the cost of repairs. The average yearly cost of $685 can save you from big unexpected expenses. This makes home warranty plans a smart choice for those watching their budget.
Service Provider Network and Quality Assurance
Choice Home Warranty is a top choice among home warranty providers. They have a large network of skilled service professionals. This network includes over 15,000 independent contractors across the United States.
Handling home warranty claims is a detailed process to ensure customer happiness. Choice Home Warranty has a plan to offer great service. They choose contractors very carefully.
Contractor Vetting Process
The company has a strict process for picking service providers:
- Mandatory professional licensing verification
- Background checks for all contractors
- Verification of professional credentials
- Continuous performance monitoring
Workmanship Guarantees
Choice Home Warranty protects homeowners with solid guarantees:
| Guarantee Type | Coverage Details |
|---|---|
| Parts Guarantee | 90-day warranty on replaced components |
| Service Quality | Immediate replacement if work is unsatisfactory |
| Professional Standards | NHSCA membership ensuring industry compliance |
“Our commitment is to provide reliable, professional service that gives homeowners peace of mind.” – Choice Home Warranty Representative
Choice Home Warranty has a strong track record. They’ve handled over 4 million service requests and covered more than 1 million homes. They keep raising the bar for home warranty claims and contractor quality.
Customer Satisfaction and Service Standards
Choice Home Warranty is known for its customer service. It offers clear and dependable service in the home warranty market. The company shows a detailed approach to making customers happy.
Reviews of home warranties show mixed results on different platforms:
- NerdWallet overall rating: 3.5 out of 5 stars
- Trustpilot average rating: 3.8 out of 5 stars
- ConsumerAffairs rating: 4.0 out of 5 stars
- Better Business Bureau rating: 1.04 out of 5 stars
These ratings show the complexity of experiences with home warranties. The company’s dedication to service is seen in its performance:
- Network of over 25,000 licensed technicians
- Served more than 1.6 million homes across 49 states
- 90% of 1.1 million claims paid out in 2021
Customers like the company’s clear claims process and wide coverage. The $85 service fee is also seen as fair compared to others.
Choice Home Warranty aims to provide reliable protection and responsive service for homeowners seeking peace of mind.
Home Warranty Plan Customization Options
Choice Home Warranty knows every home is different. Our plans are flexible to fit your needs. You can choose what you want covered, so you’re not paying for things you don’t need.
Customizing your plan lets you focus on what worries you most. With over 25,000 contractors in our network, we can tailor a plan for your home’s unique needs.
- Adjust coverage for major home systems
- Select optional protection for specific appliances
- Modify plan based on home size and type
- Add specialized coverage for unique home features
Our plans are designed to protect your home. You can pick from different levels of coverage:
| Plan Type | Monthly Cost | Key Features |
|---|---|---|
| Basic Plan | $45 | Essential system coverage |
| Total Plan | $55 | Comprehensive system and appliance protection |
Optional add-ons give extra protection for things like pools, spas, and septic systems. Our experts will help you create a plan that’s affordable and gives you peace of mind.
Protect what matters most with a customized home warranty solution tailored to your specific needs.
Coverage Area and Availability
Choice Home Warranty offers home warranty coverage in almost every state in the U.S. They provide protection for homeowners in nearly all states. This means homeowners can get reliable service and support nationwide.
The company covers 49 states, showing their dedication to protecting homeowners. Washington state is the only state they don’t serve.
State-Specific Coverage Details
Home warranty coverage can vary by state. This is due to different state laws and local conditions. Homeowners get protection that fits their area’s needs.
- Coverage for homes up to 5,000 square feet
- Extra fees for bigger homes
- Protection starts 30 days after payment
Service Response Times
Choice Home Warranty values quick service. They aim to help homeowners fast when repairs are needed.
| Service Response Metric | Timeframe |
|---|---|
| Initial Provider Contact | Within 4 hours of service request |
| Provider Request Acceptance | Up to 48 hours |
| Coverage Area | 49 states nationwide |
Choice Home Warranty covers about 1.6 million homes. They have over 25,000 contractors in their network. They offer dependable home warranty coverage across the U.S.
Comparing Home Warranty Choice Home Warranty to Competitors
Choosing the right home warranty is important. Choice Home Warranty is a top choice with its wide coverage and good prices.
Looking at the big players in the market shows some key differences:
- Choice Home Warranty covers 49 states, giving more options
- Monthly costs start at $46.67, which is competitive
- Service fees are between $75 and $100 per claim
Choice Home Warranty has some special benefits:
- Coverage Limits: Up to $3,000 for HVAC, electrical, and plumbing
- Roof Leak Protection: Extra $500 coverage
- Flexible Service Options: A big network of certified contractors
Other top providers have their own unique points:
| Provider | Monthly Premium | Service Fee | State Coverage |
|---|---|---|---|
| Choice Home Warranty | $46.67 | $75-$100 | 49 states |
| American Home Shield | $20-$50 | $100-$125 | 48 states |
| Liberty Home Guard | $35.71 | $70-$125 | 50 states |
Homeowners need to think about what they need. Look at coverage, fees, and where the provider works.
Tips for Maximizing Your Home Warranty Benefits
Getting the most out of your home warranty needs smart planning and quick action. Homeowners can boost their chances of successful claims by knowing the right strategies and practices.
To get the most from your home warranty, follow these key tips:
- Document everything related to home systems and appliances
- Understand your specific home warranty coverage details
- Report any issues quickly
- Keep detailed maintenance records
Successful claims often rely on good documentation. About 30% of claims are denied for lack of evidence. Keep records of all repairs, maintenance, and service interactions to improve your claim chances.
Timing is everything when making claims. Homeowners who act fast have a 70% higher chance of claim approval. Most policies have a 30-day waiting period, so know these rules.
It’s important to know what’s covered. Many policies limit appliance coverage to about $1,500 per item. Read your contract well to understand what’s included and what you might have to pay for yourself.
- Read your contract carefully
- Know your service call fee structure
- Communicate well with warranty providers
- Have regular home system inspections
Prevent claims by being proactive. Regular inspections and quick repairs show you’re a responsible homeowner. This can help your chances of successful coverage.
Conclusion: Is Home Warranty Choice Home Warranty Right for You?
Choosing a home warranty is a big decision. It depends on what you need. Choice Home Warranty has plans from $46 to $55 a month. They cover 14 to 18 systems and appliances.
The Basic Plan starts at $46.67 a month. It covers key parts of your home with a $3,000 limit per item.
Think about the benefits and the $85 service fee for each repair. They’ve handled over 4 million requests and cover over 1 million homes. But, customer reviews are mixed.
Remember, there’s a 30-day wait and some coverage limits. These are important when picking a plan.
Need help deciding? Call Oak Real Estate at (435) 640-7297. Their experts can guide you. They’ll help you choose the right protection for your home.
A home warranty can give you peace of mind. But, read the fine print first. Your home’s age, condition, and needs will help you choose the best plan.
FAQ
What exactly is a home warranty?
A home warranty is a service contract. It covers the repair or replacement of major home systems and appliances. This is for breakdowns due to normal wear and tear. It’s different from homeowner’s insurance, which protects against damage and theft.
How does Choice Home Warranty differ from homeowner’s insurance?
Homeowner’s insurance protects your home’s structure and belongings from damage. Choice Home Warranty, on the other hand, covers the repair or replacement of home systems and appliances. It provides financial protection against unexpected breakdowns.
What typically gets covered in a home warranty plan?
Most Choice Home Warranty plans cover major home systems like electrical, plumbing, and HVAC. They also cover essential appliances such as refrigerators and ovens. The coverage can vary between their Basic and Total plans, with options to add coverage for items like pool equipment.
How much does a home warranty cost?
The cost of a Choice Home Warranty plan ranges from 0 to 0 annually. This depends on the coverage level and your home’s size. There’s also a service call fee of to 0. The exact cost varies based on your location and home requirements.
How do I file a claim with Choice Home Warranty?
To file a claim, contact Choice Home Warranty through their 24/7 customer support line or online portal. Provide details about the malfunctioning system or appliance. They will dispatch a professional contractor to assess and repair or replace the item.
Are there any waiting periods for coverage?
Yes, there’s a 30-day waiting period from the contract start date. During this time, you cannot file claims for repairs. This prevents homeowners from buying a warranty after knowing a system or appliance is about to fail.
Can I customize my home warranty plan?
Choice Home Warranty offers flexible coverage options. You can choose between Basic and Total plans and add optional coverage for specific items. This allows homeowners to tailor their warranty to their home’s unique needs and budget.
Is a home warranty worth it for new homeowners?
For new homeowners, a home warranty provides peace of mind and financial protection. It’s valuable for older homes or those with aging systems and appliances. The annual cost helps budget for repairs and reduces financial stress.
How long does a home warranty contract last?
Choice Home Warranty offers annual contracts that can be renewed each year. The standard contract period is 12 months. After that, you can renew or modify your coverage based on your home’s changing needs.
What happens if a covered item can’t be repaired?
If a covered item can’t be repaired, Choice Home Warranty will replace it up to the plan’s limits. The replacement will be of similar quality and functionality. This helps minimize out-of-pocket expenses for homeowners.